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Leave a little something behind for your loved ones. Do you have life insurance? If not, it's something you should perhaps consider, and an over 50s life insurance plan from Sun Life Direct is surprisingly affordable. In this uncertain world no-one knows what's around the corner, so you might want to start to think about making preperations for when you are no longer around. Life assurance need not be complicated. At Sun Life Direct, they make it simple with the guaranteed Over 50 Plan aimed at those aged 50 to 85. Provided by AXA Wealth Ltd, it pays out a fixed cash sum on death, which could help to provide some financial relief for your family when you've gone. There are many reasons to start thinking about life insurance, you may have a new grandchild on the way and would like to leave a cash gift behind for them. Maybe you've experienced the loss of a close friend or family member and realised the financial impact a death can have on those left behind. Or perhaps you just want to put something by to help those you love in what will be a difficult time. Whatever your reason, consider the following questions and then ask yourself whether you've made suitable provisions: How will your family pay your funeral expenses? Did you know that the average cost of a funeral is £2,857#? And when you include all the associated costs such as flowers, headstone, notices and the cost of a wake, the total cost could rise to over £4,000##. That's right, dying can be an expensive business. No one wants to put a price on death, but you may want to consider these costs if you are thinking about making funeral plan provisions. With the Guaranteed Over 50 Plan from Sun Life Direct, you can help your family cover some of your funeral expenses. If you are considering using life insurance to help your family with funeral costs, just remember that although the cash sum paid out is fixed, the cost of funerals will go up over time. This might mean that your cash sum won't cover as much of the funeral cost as you hoped. So please bear this in mind when choosing the cash sum you leave behind. For more information about the cost of funerals in the UK, visit www.sunlifecares.co.uk . Can your loved ones cover unpaid bills? Have you ever wondered how your family will manage in those first few weeks and months? Losing you will be devastating enough for them without the worry of how to pay the next gas or electricity bill, or how they will cover unpaid bills that you didn't have the chance to take care of. Over 50 Life Insurance from SunLife Direct can help take some of that worry away from your family, and give you some peace of mind. When you've gone, what will you leave your family? Life Insurance could provide a legacy, something for your loved ones to remember you by. And with a Sun Life Direct Guaranteed Over 50 Plan, you could leave a cash gift for your loved ones from as little as £4 a month, perhaps something for the grandchildren to help them build their future? The cash sum would be payable on death as long as you have had the Plan for at least two years. But if you were to die within the first 2 years, Sun Life Direct would return all the premiums paid, plus half as much again, to your estate. Put your trust in Sun Life Direct, Sun Life Direct is the leading life insurance provider of whole of life plans for the over 50s*. Their experience and knowledge allows them to understand the life cover needs of people like you. Over the years, they have developed a range of straightforward, easy to understand over 50s life cover products that are simple to arrange, and with products like the guaranteed Over 50 Plan, more and more people are joining them every day. Their most popular product, The most popular life insurance plan Sun Life Direct offer is the Guaranted Over 50s Plan. A whole of life plan which offers a fixed cash sum payable on death once the customer has held the Plan for at least two year. With premiums starting from just £4 per month, the Guaranteed Over 50's Plan offers the UK's lowest premium for this type of cover - you can't get this type of life cover anywhere else for less!. All they ask in return is that the customer continues to pay their chosen premium every month throughout their life, because if they stopped paying their premiums, their Plan would end and they wouldn't get anything back As with most plans of this type, depending on how long the customer lives, they could pay more in premiums that the cash sum paid out. New and Improved! Sun Life Direct have been working hard to enhance their most popular over 50s life cover product. They understand that in these tough times they needed to be able to offer their customers something a little bit special, so not only have they reduced their starting premium to just £4 a month, they now offer all customers a larger cash sum on all their new Plans!. With the Guaranteed Over50Plan from Sun Life Direct online, Sun Life Direct offers their customers travel accident death benefit, this means that if they were to die as a result of a travel accident, or within 90 days of the accident as a result of their injuries sustained in it, Sun Life Direct would pay out three times the cash sum. So isn't it time you considered putting a Plan in place? If you're a UK resident, and aged between 50 - 85, why not visit sunlifecare.co.uk for more information and a no-obligation quote, and discover how you can leave a little something for your loved ones with a Guaranteed Over 50 Plan from one of the UK's leading insurance names, Sun Life Direct. Don't forget, as SunLife Direct have enhanced the plan you could leave youre loved ones a bigger cash sum than those who took out a plan before 1sr July 2011. # Source : Average of quotes provided by a sample of funeral directors across the UKfor standard funeral arrangements. Mintel Research Consultancy, Average Funeral Pricing Survey - July 2010. ## Source : Total of average costs of typical funeral related services, assuming all services are used. Mintel Research Conultancy, Average Cost of Dying Study - July 2010. These reports have been commissioned bt, and produced exclusively for Sun Life Direct. * Most popular whole of life guaranteed acceptance plan bought directly. ABI statistics, Q1 - Q4 2010. All customers taking out a new plan will receive a bigger cash sum for the same premium than if the plan had been taken out prior to 1st July 2011. Sunlifecares.co.uk, Based on the customers who took out Plans in 2010, they estimate that for 81% of customers taking out a new Plan after 1st July 2011, the cash lump sum will be at least 15% larger. Text Issued by AXA Wealth Services Ltd trading as Sun Life Direct. Authorised and Regulated by the Financial Services Authority.

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